Markets, Currency & Trading

Territoria's economy operates through a dual-currency system that combines sovereign national currencies with a decentralized global cryptocurrency.

The Dual Currency System

TerraCoin (TC)

TerraCoin is the global cryptocurrency of Territoria.

• Decentralized
• Not controlled by any government
• Used for international trade
• Used on the Global Marketplace
• Functions as the world's reserve trading currency

Every nation can access TerraCoin regardless of political alignment. See TerraCoin Proof-of-Work Mining for the mining mechanic.

National Fiat Currencies

Every sovereign nation may issue its own currency (USD, AUD, EUR, or custom player-created currencies). National currencies are controlled by governments and used for domestic economic activity.

Currency Management

National governments may create a national currency, regulate money supply, manage economic policy, influence exchange rates, and fund public spending. Poor monetary policy may weaken a currency; strong economic management may increase confidence and purchasing power.

Foreign Exchange (Forex)

All national currencies float against TerraCoin. Exchange rates are determined by supply and demand, trade volume, government policy, national economic performance, and market confidence — creating a living international currency market.

The Job Market

The Job Market connects companies with workers. Company owners create employment opportunities by offering wages based on:

Currency per Production Point (Currency / PP)

Workers may compare offers and choose the most profitable opportunities.

Working

When a citizen performs a work shift:

• 10 Energy is consumed
• Production Points (PP) are generated
• Wages are paid automatically

The amount earned depends on Wage Rate, Production Skill, and PP Generated.

Payroll Protection

Companies must maintain sufficient funds to pay workers. If a company lacks enough currency to cover wages:

• The work action fails
• No PP is generated
• No wages are paid

This prevents unpaid labor and protects employees.

The National Marketplace

The National Marketplace is a domestic trading platform. Only citizens and players physically located within a nation may access that nation's market.

The Global Marketplace

The Global Marketplace allows trade between all nations. All transactions occur using TerraCoin (TC).

Automatic Currency Conversion

When necessary:

Local Fiat Currency → Automatic Conversion → TerraCoin (TC) → Global Transaction

Export Taxes

Governments may apply export taxes on Global Marketplace transactions; revenue is sent to the National Treasury.

Equipment Market

A specialized marketplace for durable items and industrial assets: Equipment · Tools · Industrial Components · Company Assets · Production Upgrades.

Unlike raw commodities, equipment often carries individual modifiers, values, and performance bonuses.

Market Strategy

Economic Health Index (EHI)

The EHI measures the overall strength of a nation's economy.

Factors influencing EHI: employment activity · production output · trade volume · currency strength · tax revenue · infrastructure investment.

Economic Gameplay Loop

Work & Earn Wages → Generate PP → Produce Goods →
Trade on National or Global Markets → Generate Wealth →
Pay Taxes → Support National Development → Expand Economic Activity